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Monumental... Stability

Monumental Life's long-standing reputation for service, its history of financial strength, its claims-paying ability and strong operating performance have earned it consistent high marks from insurance rating agencies.

Why are ratings important?

Rating agencies such as A.M. Best Company, Fitch, Standard & Poor's and Moody's keep consumers and investors informed about an insurance company's relative strength and claims-paying ability. Ratings provide a "snapshot" of a company's financial condition over a specific period of time. When developing ratings, these independent agencies look at several important areas affecting an insurance company's strength and stability. These include:

1.) Profitability
2.) Adequacy of capital
3.) Liquidity
4.) Investment risk
5.) Management

Ratings for a particular company may vary from one rating agency to another, depending on the weight each rating agency assigns to the measurement factors.

1) Ratings from the A.M. Best Company, Moody's Investors Service, Fitch Ratings and Standard & Poor's reflect the current opinion of the relative financial strength and operating performance of the AEGON member insurance companies as of the following effective dates.
A.M. Best Company: May 30, 2007
Moody's Investors Service: November 1, 2007
Fitch Ratings: February 7, 2007
Standard & Poor's: June 22, 2007


















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Home Office: Cedar Rapids, IA
Administrative Office: Monumental Life Insurance Company, 2 East Chase St., Baltimore, MD
Copyright 2007

State of Domicile: Iowa
NAIC #: 468-66281